About LifeSmart Financial
Live With Purpose. Retire With Confidence.
At LifeSmart Financial, we believe retirement planning is about more than numbers on a statement. It’s about protecting the people you love, honoring your values, and building a legacy that lasts for generations.
For more than 25 years, we’ve helped families navigate retirement with clarity, wisdom, and confidence. Many of our clients come to us worried about the future, overwhelmed by financial decisions, or frustrated by advisors who treat them like just another account number.
We believe you deserve better.
That’s why we take a personal, faith-based approach to financial planning. We take time to understand your story, your goals, and the values that matter to you. Then, we build a strategy designed to help you gain financial independence while staying aligned with your faith.
Our mission is simple: to help you steward your wealth wisely and finish well.
Our Story
LifeSmart Financial was founded on the belief that financial guidance should be built on trust, integrity, and genuine care for people.
Too often, investors feel disconnected from their advisors or uncertain about whether their financial strategy truly reflects their beliefs. At LifeSmart Financial, we wanted to create something different — a place where people could receive thoughtful financial guidance from a team that shares their values and walks alongside them through every stage of life.
Our team is committed to helping you create a clear, personalized strategy that supports your retirement goals while honoring what matters most to you. Through faith-based investing strategies powered by Inspire, one of the world’s leading faith-based investment firms, we help clients align their faith and finances with confidence.
Our Mission
Help You Pursue Financial Confidence Today and for Generations to Come
Our mission is to make a meaningful difference in your life by helping you plan for financial security, independence, and a lasting legacy through values-driven financial guidance.
We believe your wealth should serve a greater purpose: caring for your family, supporting the causes you believe in, and helping you live and give with confidence.
Our Vision
To Be a Trusted Guide for Faithful Financial Stewardship
We strive to build lifelong relationships rooted in integrity, transparency, and service. Our goal is to be the financial partner families trust to help them navigate retirement and leave a legacy of wisdom, generosity, and care.
Our Values
Integrity – We believe trust is earned. We are committed to honesty, transparency, and always acting in your best interest.
Faith – Your values matter. We believe financial decisions should reflect the principles you live by every day.
Relationships – We take time to truly know the people we serve because financial planning should always be personal.
Stewardship – We believe wealth is a tool to serve your family, your future, and your faith with wisdom and purpose.
Excellence – We are committed to providing thoughtful guidance, personalized strategies, and ongoing support through every season of retirement.
Our Philosophy of Stewardship
Whose Money Is It?
At LifeSmart Financial, we believe financial planning begins with a simple but powerful question: Whose money is it?
As people of faith, we believe everything we have is ultimately entrusted to us by God. Our role is not to be owners, but faithful stewards—managing the resources we’ve been given with wisdom, responsibility, and purpose.
That perspective changes the way we approach financial planning. Retirement isn’t simply about accumulating more wealth. It’s about using your resources wisely, caring for your family, preparing for the future, supporting the causes you believe in, and creating a legacy that reflects your values.
We view ourselves as trustees alongside our clients, helping them make thoughtful decisions that align with both their financial goals and their faith. Every investment, retirement strategy, and financial decision should serve a greater purpose.
Our goal is to help you steward your resources well—so you can live generously, retire confidently, and leave a lasting impact for generations to come.
Meet the Team
At LifeSmart Financial, you’re more than a portfolio. You are family.
Our team is passionate about helping clients pursue financial confidence through personalized guidance, faith-based investment strategies, and long-term relationships built on trust.
We look forward to hearing your story and helping you create a plan for the future you envision.
J. Doug Gathright
Investment Advisor Representative
Doug Gathright has been helping people plan for retirement and navigate financial decisions since 1995. As a partner at LifeSmart Financial, he believes every question matters and takes pride in building lasting relationships with the clients he serves.
Doug is an Investment Adviser Representative and holds a Series 65 registration, along with life, annuity, and long-term care insurance licenses. He earned his bachelor’s degree from Ouachita Baptist University and a master’s degree from Trinity Theological Seminary.
A native of Benton, Arkansas, Doug enjoys traveling the world with his wife, Ariana, and experiencing new cultures along the way. Together, they have five children and six grandchildren who keep life full and exciting.
Arkansas Insurance License No. 1669855
Howard Woodyard
For more than 40 years, Howard Woodyard has been helping individuals and families prepare for the future with confidence. As a partner at LifeSmart Financial, he’s passionate about building meaningful relationships and guiding clients toward financial strategies that fit their goals and lifestyle.
Howard is an Investment Adviser Representative who holds a Series 65 registration along with various insurance licenses. He has also earned the Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), and Certified Financial Planner™ (CFP®) designations.
Born and raised in Helena, Arkansas, Howard is a graduate of the University of Mississippi. When he’s not working with clients, you’ll likely find him outdoors—whether hiking, biking, or relaxing by the lake. Howard and his wife, Betsy, have four children and six grandchildren.
Arkansas Insurance License No. 559222
Investment Team
Tim Schwarzenberger, CFA
Portfolio Manager · Dir. of Corporate Engagement
Tim serves as Portfolio Manager for Inspire’s ETFs and SMA strategies and leads the firm’s corporate engagement efforts. Over 20 years of industry experience, including Managing Director at Christian Brothers Investment Services.
Darrell Jayroe, CFP®, CKA®, CFA
Senior Portfolio Manager
Darrell serves as Senior Portfolio Manager for Inspire’s ETFs and SMA strategies. Previously Vice President and Sr. Portfolio Manager at Bank of Oklahoma trust department for 12 years.
W. Andrew Stoner
VP · Portfolio Strategy & Research
Andrew oversees Trading and Insight Research, manages Tactical Risk Management and Core/Satellite strategies, and leads Inspire’s Index Committee. Previously CIO and Lead Advisor at a Louisiana-based RIA.
Dr. Erik Davidson, CFA
Chief Economic Advisor
Dr. Davidson provides macro-economic insight from a biblical perspective. Previously CIO at Wells Fargo Private Bank leading an investment team of 400+ professionals managing over $200 billion in assets.
Home Office Service Team
Geoffrey Vodegel
Client Service Manager
Meredith Bales
Client Service Specialist
Beth Williams
Client Service Specialist
Austin Walker
Compliance Officer
Jessica Goodrich
Senior Compliance Specialist
Ready to Take the Next Step?
Retirement should bring peace of mind, not uncertainty.
Whether you’re looking for a second opinion, preparing for retirement, or exploring faith-based investing, we’re here to help you move forward with confidence.